A cheerful and elegant woman (same face as reference, 100% accuracy) smiling brightly at the camera while standing on a wet city street in the rain. She holds a large, vibrant umbrella with alternating dark royal blue and bright yellow panels, angled slightly to shield her. Her long, wavy, dark brown hair flows over her shoulders. She wears a striking, bright yellow trench coat with black buttons over a dark royal blue turtleneck and a matching dark blue dress or top. Her lips are painted a bold red. The background features a blurred urban street scene with wet asphalt reflecting light, and faint outlines of cars and buildings, suggesting a bustling city environment. Soft, diffused rainy-day lighting, with reflections enhancing the atmosphere. Joyful, stylish, and confident mood. Outdoor fashion portrait, hyper-realistic, 8K.