Ultra-realistic vertical medium portrait of a young woman (same face as reference image 100% accuracy), waist-deep in tranquil water at golden hour, shallow depth of field. Long dark brown hair with jasmine gajra over shoulder, expressive eyes, red bindi, ornate gold maang tikka, large jhumkas. Hands and forearm decorated with mehndi, red bangles, vibrant red nails. Draped in flowing red saree, holding glowing brass diya below chin, serene direct gaze. Left hand raised, touching hair near temple. Lighting: soft warm glow with subtle rim light on hair and diya flame. Background: blurred golden bokeh, floating pink and purple lotus petals on water. Palette: rich reds, warm golds, soft pinks and purples, spiritual peaceful mood.