Ultra-realistic medium shot of a beautiful young woman (same face as reference image, 100% accuracy). Long dark hair flowing in teal-blue water, strands framing face. Outfit: bright yellow sheer dress draped off one shoulder, glitter shimmering on décolletage. Expression: direct intense gaze, serious alluring look, red lipstick. Accessories: subtle gold hoop earrings. Surroundings: gentle ripples, splashes, ethereal light reflections on water. Lighting: natural soft glow from above. Atmosphere: serene, mysterious, elegant, photorealistic with vibrant contrast of warm yellow and cool blue.